Immigrating to the USA
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Posted on: 09-06-09 10:10:50
Thanks a lot. Your inputs are really valuable.
I think most of us know the +ves of the USA, but generally we forget to discuss the -ves (if any) .. hence my question.
Healthcare is something that concerns me .. especially if you lose your job. Imagine in your 50s or 60s losing your job and paying for healthcare.
Quote:
Originally posted by wall-E
Thanks a lot. Your inputs are really valuable.
I think most of us know the +ves of the USA, but generally we forget to discuss the -ves (if any) .. hence my question.
Healthcare is something that concerns me .. especially if you lose your job. Imagine in your 50s or 60s losing your job and paying for healthcare.
Health care is a way better than compare to Canada.
and of course if health care is provided by your employer, once you job ends, the benefits ends as well, but you can keep paying and continue those if you want.
The cheapest insurance I found was $55.00 / month
before someone jumps on me, here is the link for that $55.00 plan
http://www.kphealthplans.com/kaiser-permanente-plans.html
I am here in USA since 2005, lost my job twice, never had issue finding another one, was not on employer's health benefits for couple of months ( and used this $55.00 plan for emergencies etc )
I initially moved on TN and once I realize that I like it here then on my 2nd employment I asked my employer to sponsor me when got an offer and they accepted.
Now have a green card, I never go to H1 or any other status other than TN, so people who think it is not possible to get GC while on TN, I am an example.
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Regards,
Thanks shyboy. Some questions:
1) How many years were you in Canada before moving
2) Do you have a wife or anyone who was on PR?
3) Does the $55 cover you for emergencies from known ailments e.g. say you are diabetic and due to this you get some sort of attack. Just curious what kind of coverage the $55 or something even better provides
4) Any kind of racial discrimination?
5) Is Washington DC really that much better in terms of weather though. I have been there a few times.
6) Just out of curiosity how come you still on CD when you have relocated to the states 
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Originally posted by wall-E
Thanks shyboy. Some questions:
Sure
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1) How many years were you in Canada before moving
3.5 years
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2) Do you have a wife or anyone who was on PR?
All Canadian Citizens
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3) Does the $55 cover you for emergencies from known ailments e.g. say you are diabetic and due to this you get some sort of attack. Just curious what kind of coverage the $55 or something even better provides
they have something called Pre-Existing condition, which doesn't cover. more details, you need to visit the link. mine was pretty straight forward so had no issue.
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4) Any kind of racial discrimination?
Haven't face any, except when I was traveling from Canada to States and to face really rude immigration officer, they always do racial discrimination
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5) Is Washington DC really that much better in terms of weather though. I have been there a few times.
Not bad, I have been on different parts like NC, FL, NY. But really like on this place.
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6) Just out of curiosity how come you still on CD when you have relocated to the states
CD is the place where I actually learn how to get TN, thats why I still come back occasionally and to share what I already experienced and to help others.
Hope that answers all of your questions. :0
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Regards,
Quote:
Originally posted by shyboy
Health care is a way better than compare to Canada.
Your post (where you have mentioned pre-existing conditions) is contradicting your answer here. Canadian health systems in general is superior, it does not ask you about your pre-existing conditions and your coverage limitations. Once eligible and covered, your health is covered no matter what happens to you (unlike the american health care system).
FYI for others: $55 will not get you ANYTHING (private Health coverage related) if you have any pre-existing conditions like diabetes, high LDL/Triglycerides, etc. Employer offered insurance covers all pre-existing conditions though.
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Originally posted by dimple2001
Regarding social security, if one has worked in the US eligible number of years (10 years, I believe), consecutive or otherwise, and is a Cdn citizen living in Canada, there is a treaty that allows drawing social security. The bigger issue might be social security may not have any money left in few more years.
I think I chose wrong words in my earlier reply. When you lose your job, you will not get any unemployment benefits, if you are on H1B or L1. Forget about unemployment benefits, you will fall out of legal visa status, unless you find some other job as soon as possible.
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Originally posted by coolguyme
I think I chose wrong words in my earlier reply. When you lose your job, you will not get any unemployment benefits, if you are on H1B or L1. Forget about unemployment benefits, you will fall out of legal visa status, unless you find some other job as soon as possible.
Your comparison is incorrect since you are comparing apples to oranges. This is because the rules in Canada for the work permit holders are the same - that you do not get EI benefits if you are a work permit holder and lose your job.
Also, what dimple says is right - that if you are cdn (or a cdn legal PR) and lose your job in the USA, you may be able to file the EI claim in Canada after returning to Canada. See this link:
http://www.servicecanada.gc.ca/eng/ei/information/outside_canada.shtml
