Plz help me, how 2 obtain unsecured credit card


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Tafveez   
Member since: Dec 03
Posts: 6
Location: Pakistan

Post ID: #PID Posted on: 27-02-04 06:44:25

hi,
Every body, I'm new born (immigernat) in Canada (we are 2 months old) any buddy can help me or advise me how I can obtain unsecured credit card. :) Some people told me that some agencies help me on this against some bucks. Plz help me.

Thanks
Tafveez Amin (Dr.)



BlueLobster   
Member since: Oct 02
Posts: 3409
Location: Mississauga

Post ID: #PID Posted on: 27-02-04 09:26:23

I doubt anyone will issue you an unsecured credit card in two months. And if an agency issues a card against some "bucks", that makes it a secured card.

Check here to learn more about obtaining secured cards.

http://www.canadiandesi.ca/read.php?TID=2098&page=1#9048


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pratickm   
Member since: Feb 04
Posts: 2831
Location: Toronto

Post ID: #PID Posted on: 27-02-04 10:40:07

Quote:
Orginally posted by Tafveez
Every body, I'm new born (immigernat) in Canada (we are 2 months old) any buddy can help me or advise me how I can obtain unsecured credit card. :)


Where are you moving from?
Some people who moved from the US have been able to get a new card with the same bank they were with in the US.
The condition being that you have to have a long-term relationship with that bank and also have a job in Canada by the time you land (or soon after landing).
I had called AmEx some time back and they told me that if you have a good job, AmEx Canada will most likely consider your US credit history and give you an unsecured card.

Quote:
Some people told me that some agencies help me on this against some bucks.

Stay away from such "agencies".
Very often they are what is euphemistically called "subprime lenders", or just outright crooks.
They will make you pay huge issuing fees, deposits and credit upgrade fees.

As usual, this is all MHO.


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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"




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