Auto Insurance :(


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jshahid   
Member since: Jan 09
Posts: 28
Location:

Post ID: #PID Posted on: 20-05-10 11:03:48

I was convicted with driving without insurance. and now most of the companies wont insure me and if some one is willing to do is charging me ALOT...

can some one please let me know of an agent who can help me :(

PLEASEEEEEEE



dimple2001   
Member since: Apr 04
Posts: 2873
Location: Western Hemisphere

Post ID: #PID Posted on: 20-05-10 11:25:24

I've heard Johnson Insurance might be a bit merciful. Visit http://www.johnson.ca" rel="nofollow">LINK for contact info.

Typically, it takes about 3 years (at least that's what it used to be) of clean driving for insurance companies to turn around and consider you less harshly after an incident like this. One of my neighbor had to pay $10000 a year for one car after he was cited for driving with an expired license.


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Dimple2001


jshahid   
Member since: Jan 09
Posts: 28
Location:

Post ID: #PID Posted on: 20-05-10 11:28:29

Quote:
Originally posted by dimple2001

I've heard Johnson Insurance might be a bit merciful. Visit http://www.johnson.ca" rel="nofollow">LINK for contact info.

Typically, it takes about 3 years (at least that's what it used to be) of clean driving for insurance companies to turn around and consider you less harshly after an incident like this. One of my neighbor had to pay $10000 a year for one car after he was cited for driving with an expired license.



called them, they dont said i dont qualify :(



ftfl   
Member since: Jul 06
Posts: 2335
Location:

Post ID: #PID Posted on: 20-05-10 12:05:15

Facility is only the last resort. Now you are considered Highly Unreliable.

In Ontario: The Uninsured Vehicles (UV) Project

The Uninsured Vehicles (UV) Project is a joint program between the Ontario government’s Ministry of Transportation (MTO) and the insurance industry. The project is aimed at reducing fraud, improving road safety and contributing to fair insurance rates by reducing the number of uninsured vehicles on Ontario’s roads. When this project is rolled out it will provide MTO with an additional electronic tool for enforcing the Compulsory Automobile Insurance Act.

http://www.facilityassociation.com/

Welcome to Facility Association

The Facility Association is an entity established by the automobile insurance industry to ensure that automobile insurance is available to all owners and licensed drivers of motor vehicles where such owners or drivers are unable to obtain automobile insurance through the voluntary insurance market.

The Facility Association is an unincorporated non-profit organization of all automobile insurers
serving the following provinces and territories:

Alberta, New Brunswick, Newfoundland & Labrador, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Yukon

Every insurer licensed to write automobile liability insurance in any jurisdiction Facility Association serves is required to become a member and remain a member of the Association. All members of the Facility Association must abide by the Plan of Operation.

Some thing to read: http://www.fsco.gov.on.ca/English/insurance/auto/5yr-review/Facility_Association.pdf

There are other LEGAL ways and means of getting around and I am not at liberty to tell you those.

Freddie.





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