Posted on: 01-09-09 16:17:51
Great explanation, Hiren. Thanks for your time
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… They will prepare the report and give you the number. You have to do your best to make it clear whose fault it was and they will review the situation and report accordingly.
This is when police come at the site, right? Or they can take this information on call as well?
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The Insurance companies will decide the fault allocation based on this report. The claims department have special adjudicators to this purpose. If there is a dispute between the 2 insurance companies, they will handle it via thier own protocol.
I have heard once the case goes to insurance claims dept., it is decided based on documents - i.e. the police or collision center report and the pictures. To prove your pint you need to have the relevant pictures and note them on the report.
So, if one has taken these pictures in cellphone, where and when he/she needs to submit them? Will insurance company ask for it or it’s driver’s responsibility to send this pictures to them?
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BTW, if you are CAA member, you can call them directly and they will come for towing your own car. If another tow truck approaches, please refuse and be firm.
(Assuming there is a full coverage)As per RESP it is covered by insurance company. Isn’t it?
If it is, why to refuse any other tow-truck?
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The most important thing is not to enter into any argument with any agency and deal with it calmly (easier said than done).
That is a sure thing!
Thanks again.
In my last accident i was charged 200$ for a 2 km tow by the tow truck driver waiting to fleece people..
Thank fully it was not my fault so i got reimbursed in full..
Avoid standby roadside tow trucks as far as possible unless the cops instruct u...
Call CAA if u have membership..
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Originally posted by dudewheresmycar
In my last accident i was charged 200$ for a 2 km tow by the tow truck driver waiting to fleece people..
Thank fully it was not my fault so i got reimbursed in full.
Thanks dudewheresmycar for sharing your experiencing. You had to call other driver’s insurance company for reimbursement? Do you recall the exact procedure?
