Questions related to an auto accident


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Simmi   
Member since: Feb 07
Posts: 77
Location:

Post ID: #PID Posted on: 09-07-07 10:11:31

How long does a person has to report the accident to:-
Police - what if the report is not made within the time frame?

Insurance company - within how many hours a person has to report the accident to the insurance company and how many days to CLAIM?

Any adivce?



Mercury   
Member since: Aug 05
Posts: 234
Location:

Post ID: #PID Posted on: 09-07-07 21:43:31

Well, within 24 hours to police. It is mandatory of the damage is >$1000.00
If the opposite party informs to the police even if it is <$1000 damage then Police will call you o get your side of story.

-Mercury




Quote:
Originally posted by Simmi

How long does a person has to report the accident to:-
Police - what if the report is not made within the time frame?

Insurance company - within how many hours a person has to report the accident to the insurance company and how many days to CLAIM?

Any adivce?





Simmi   
Member since: Feb 07
Posts: 77
Location:

Post ID: #PID Posted on: 10-07-07 07:52:24

Any info on insurance? How do insurance companies work? What is the time line to report to the insurance companies?



Rajeev Narula   
Member since: Mar 05
Posts: 409
Location: Mississauga

Post ID: #PID Posted on: 10-07-07 08:20:00

Simmi,

Each insurance company is free to decide thier own procedures. Therefore, your insurer would be able to answer the question more precisely. However, most insurance companies would urge you to advise them of any accident immediately. And remember, even if you don't file an insurance claim and only discuss the accident, this would go on your record...and you MAY see an increased premium at renewal.


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DesiGuy1981   
Member since: Mar 07
Posts: 282
Location:

Post ID: #PID Posted on: 10-07-07 23:14:22

yeh man
rajeev is rite..
if the damage is not alot...then fix it on ur own..dont go through the insurance.
who was in fault? where was the accident?
givve us all the info u can...then we will be able to give u better advice.
thanx...





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