Credit Card Scam


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pratickm   
Member since: Feb 04
Posts: 2831
Location: Toronto

Post ID: #PID Posted on: 14-06-05 11:35:44

Quote:
Orginally posted by rajcanada
From the OP, it would appear that scamsters have every information including card number, phone number of card holder, address, card issuing bank, date of expiry except the 3/4 digit code that is back of the card and I find it strange!

If they already have all that information, then you are anyway in deep s****.

Very few e-commerce websites ask for the 3/4 digit signature panel code.

Most ask for the CC number, the expiration date and the billing address.

In fact, the only time I have to read the signature panel code is when I call the credit card company - no one else asks for it :o

I wonder why the scamsters (if this is true in the first place) are even bothering with the signature panel code - give me just the CC number and the billing address and I'll clean-up your A/C without a trace :)


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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"


bison   
Member since: Nov 04
Posts: 306
Location: Toronto, da BEST!!!

Post ID: #PID Posted on: 14-06-05 11:57:16

Quote:
Orginally posted by DiogenestheCynic

Quote:
Orginally posted by bison

http://www.visa.ca/en/personal/shop_cvv2.cfm

:p bison



:pWhat is your point?



a) OK!!!...Its info for those who arent aware of what it is !!!
b) Building up on this link it states that " And, as of spring 2005 you'll notice that more and more merchants accepting VISA cards over the Internet, phone, or by mail will ask for this number."

But last time in a retail store, i noted that the cashier entered these numbers too when the bill was paid. Guess since its ON-THE-CARD and viewable, doesnt stop the retaliers from grabing it and using it to run an additional check which they dont need to.
It defeats the purpose tho :Objective being to use it to verify that u r in position of the card.

Also, Again as some extra info: Here is the LUHNs Formula that some folks might find interesting: http://www.beachnet.com/~hstiles/cardtype.html

:p bison



DiogenestheCynic   
Member since: Oct 04
Posts: 859
Location: At my desk

Post ID: #PID Posted on: 14-06-05 12:27:03

Quote:
Orginally posted by bison
a) OK!!!...Its info for those who arent aware of what it is !!!



The issue being discussed is the OP saying that scamsters ask only for the security code and manage to commit fraud.

To that I asked how is it possible to scam a person without knowing the other "more" relevant details of the credit card than just the security code.

As has already been said, the security code is only for added security.

I wonder where the OP is. I am surprised at people who start a thread and then vanish.

And pratickm, I wonder if you are aware that this smiley :o you use sometimes is called the 'embarrassed smiley". Just wondering. Same with bison's "stick out tongue" smiley in his sig. I asked him but he seemed to have got offended. :confused:


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Diogenes
====================
The Cynic


crenshaw   
Member since: Sep 04
Posts: 914
Location: Toronto

Post ID: #PID Posted on: 14-06-05 12:28:19

Quote:
Orginally posted by DiogenestheCynic
And I wonder where the OP is. I am surprised at people who start a thread and then vanish.



Fear mongering......desi ishtyle......



bison   
Member since: Nov 04
Posts: 306
Location: Toronto, da BEST!!!

Post ID: #PID Posted on: 14-06-05 13:58:54

Quote:
Orginally posted by DiogenestheCynic
Just wondering. Same with bison's "stick out tongue" smiley in his sig. I asked him but he seemed to have got offended. :confused:



Dude... Some folks stay CONFUSED :confused: for no apparent reason :D
And from ur comment, looks like u've been :confused: for quite a while. ;)

Dont u have better things to do then to analyze others signatures or comment on their smilies? Looks like ur out of topics :D

Heres my answer : If there was another smiley available that showed "DISGUSTED BY CYNICS", i would use it !!! Next best is a "stick out tongue" to express disgust, or to taunt or tease the CYNICS!!!
Just kiddin here dude... take it easy... and move on...

:p bison



DiogenestheCynic   
Member since: Oct 04
Posts: 859
Location: At my desk

Post ID: #PID Posted on: 14-06-05 17:38:22

Quote:
Orginally posted by bison
Dont u have better things to do then to analyze others signatures or comment on their smilies? Looks like ur out of topics


To me, knowing first why you have put a smiley in your sig and second knowingly chosen to have "sticking tongue out" smiley in that, is indeed intriguing.

I haven't known many with a smiley in their sig and that too with a "sticking tongue out" one. :D

So don't blame me if I am mystified.
Quote:
Orginally posted by bison
Heres my answer : If there was another smiley available that showed "DISGUSTED BY CYNICS", i would use it !!! Next best is a "stick out tongue" to express disgust, or to taunt or tease the CYNICS!!!


Now I have to ask you - Dont u have better things to do then "to express disgust, or to taunt or tease..."?? :D

Dude, you are most welcome to stick out your tongue at me. But don't you realize that since it is in your sig, you are actually sticking out your tongue at everybody??

Just kiddin...but really, what goes?:D


-----------------------------------------------------------------
Diogenes
====================
The Cynic


bison   
Member since: Nov 04
Posts: 306
Location: Toronto, da BEST!!!

Post ID: #PID Posted on: 14-06-05 19:32:00

:D ;)

:cheers: :p bison



Contributors: DiogenestheCynic(5) bison(4) crenshaw(1) peace(1) faisal(1) sudesingh(1) rajcanada(1) pratickm(1)



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