Received a parking ticket from private agency. Does it impact on my record?


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Fido   
Member since: Aug 06
Posts: 5286
Location: Canada

Post ID: #PID Posted on: 11-08-11 16:18:22

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Fido.


Ash20   
Member since: Apr 06
Posts: 443
Location:

Post ID: #PID Posted on: 11-08-11 18:26:32

This won't hit your credit history but parking company (or their affiliate company) will start sending you invoice or call.

After sometime (usually couple of years) your this collection account will be sold to collection agency (for pennies to a dollar receivable) and they will harass you by calling many-many times in a day (mostly by auto-caller). I know you know the rules/your rights but they don't care until you take or threaten to take some legal action (only sometimes threat will work). Please understand this is a regular case for collection agencies (they hear such legal threats everyday many times) and their agents get commission for each collection.

You will realise at that time it is better to pay or you have to spend at least 10 hours (can be more) of your time to clear this issue.

But again it won't hurt your credit history but you will be sick of receiving the phone calls at odd times. This is their way (by harassing) to collect small amounts.



web2000   
Member since: May 06
Posts: 849
Location:

Post ID: #PID Posted on: 12-08-11 09:40:37

Quote:
Originally posted by Ash20

This won't hit your credit history but parking company (or their affiliate company) will start sending you invoice or call.

After sometime (usually couple of years) your this collection account will be sold to collection agency (for pennies to a dollar receivable) and they will harass you by calling many-many times in a day (mostly by auto-caller). I know you know the rules/your rights but they don't care until you take or threaten to take some legal action (only sometimes threat will work). Please understand this is a regular case for collection agencies (they hear such legal threats everyday many times) and their agents get commission for each collection.

You will realise at that time it is better to pay or you have to spend at least 10 hours (can be more) of your time to clear this issue.

But again it won't hurt your credit history but you will be sick of receiving the phone calls at odd times. This is their way (by harassing) to collect small amounts.



Is it legal that anyone can harass u making phone calls in the morning?



Contributors: mkannuri(3) Fido(2) web2000(1) tamilkuravan(1) pokiri(1) jigz787(1) Ash20(1)



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