Where would you invest if you had extra money
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Quote:One could also invest in penny stocks mining diamonds in Rwanda.
Originally posted by bc2on
I believe there are no doubts in this area now. So lets get back to the investment issue. I believe the way the market is one could easily invest in equity. Also one could be more aggressive to invest in small cap, Latin American funds, Precious metals and resources. Any ideas!
On what basis are you determining this investment mix?
Have you fully analyzed and understood the risk involved?
Do you know exactly what mutual funds are holding underneath the hood and what is the risk of those underlying instruments and derivatives?
I would start by reading -
Risk Assessment -
http://members.shaw.ca/RetailInvestor/risk.html
Understand rates of return-
http://members.shaw.ca/RetailInvestor/return.html
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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
Thanks pricktem:
My investment mix, I believe would have been high risk a few months ago but right now I believe it will be safer. I know at the moment it will be up and down but in the long run, it will pay off. If you are going to invest short term then it is not a good way to invest. One reason I went in such areas was the biggest drop in the areas where growth potential is still there but affected due tot eh market.
I believe hedge funds and some other dirty lending practices are the worse but will also pay off well in the long run if willing to take risks.
Anyway, I am not a professional investor but have done well in the past during recession like in 2001-2005
Quote:Sure, as long as you keep in mind that high-risk does not mean high-return.
Originally posted by bc2on
My investment mix, I believe would have been high risk a few months ago but right now I believe it will be safer. I know at the moment it will be up and down but in the long run, it will pay off.
Quote:You stated different objectives during your initial posts.
If you are going to invest short term then it is not a good way to invest. One reason I went in such areas was the biggest drop in the areas where growth potential is still there but affected due tot eh market.
It appears that you have changed your investment objectives, time horizon and risk tolerance.
So this mix may be ok for you as long as you clearly understand the 3 factors mentioned above.
Quote:Well, you have chosen your path - it is too late to back out anyway.
I believe hedge funds and some other dirty lending practices are the worse but will also pay off well in the long run if willing to take risks.
I just think that the long-run in this case could be really, really long.
You speak of the 2001 era - I'm sure you are aware that those who invested just before the bust are still in red, after almost 8 years.
Folks who bought into Yahoo, Micro$oft, our own Nortel and other tech stocks either sold out with huge losses or are still stuck with those "investments".
I'm not saying that your investment mix is bad or won't give you good returns.
All I am saying is that sometimes long-run is about a generation long.
I would suggest that a buy-and-hold strategy is not appropriate for your investment mix.
Determine the profit % you want to make and once you reach that mark, sell out.
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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
So far so bad. I am in for a long haul since the market went down further since I invested. It seems like the bottom is no where in site and the market is bottomless now. Short term seems to be better than long term. I am doing better on shrt term but my long term mutual funds are diving deep.
Quote:This is not unexpected at all.
Originally posted by bc2on
So far so bad. I am in for a long haul since the market went down further since I invested. It seems like the bottom is no where in site and the market is bottomless now. Short term seems to be better than long term. I am doing better on shrt term but my long term mutual funds are diving deep.
Equities are taking a pounding right now and is likely to continue.
I think mutual funds are not a good investment at all right now because not only will the value of your holdings reduce, you will continue to pay high fees - for losing money.
Right now, pretty much all mutual funds are losing money, regardless of sector, region, investment style, whatnot.
Even money market funds are losing value because of the nature of underlying investments that they hold.
It makes more sense to invest with ultra low-cost index ETFs or direct stock right now, IMO.
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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."
-- Rhett Butler in "Gone with the Wind"
Go for Gold. It's the best thing to hedge inflation. All currencies are backed up by gold. You can buy ETF units of gold, so it's a hassle free for storage, trading etc.
Location: carl sagan's universe
Posted on: 14-11-08 09:13:41
Hi Desi001
Can you substantiate that all currencies are backed by gold?
They used to be till good ol' Tricky Dick decided (or those behind the scenes) to delink the mighty buck from gold in '71 I believe.
Before that currencies were at fixed rates i.e 1GBP =US$2.40 and since then most currencies went on to the free-floating system and were not tied to gold.
Later on some currencies like Hong Kong dollar and Dirhams were pegged to the USD.
Gold in my opinion is purely sentiment driven and where the big money is currently, the sentiment is not strong for gold
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