Greetings --

I have been with StateFarm for several years now (going back to my time in the US) and their rates have usually been better than the competition - up until now.

In the past couple of years, I decided not to switch companies for the sake of $50 or $100 a year, especially since State Farm is arguably the most respected insurance company out there - great claims payment record.

However, my renewal has come up and this time the difference is much more significant - over $350 for the year.

My question - would I be crazy to even think about switching away from State Farm, especially since there are scores of people who would pay *extra* money to get insured by State Farm.

What is the experience of seasoned Canadian Desis out here?

Next question - I am specifically interested in the reputation of two other companies - TD Insurance and PC Financial.
Are they in the same league as State Farm, or even closer?

Note that I am not looking for the "cut-rate", "fly-by-night" insurance companies - I would rather go with a highly respected company.

If anyone has any negative comments about any of the companies mentioned here, please send me a personal message or email - do not post directly on the board.

Positive opinions and/or experience with TD or PC welcome !

Thanks.

-----------------------------------------------------------------
"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"

From my personal experience, please stay with State Farm. I've had ING and Meloche Monnex in Cans, while I used to have State Farm in US of A.

In 2005, when my car was hit by a person who had State Farm, while I had Meloche Monnex. Even though he was at fault, I could see the difference in the speed, and the way State Farm agent supported and followed through on his clients file, while my insurance company was a bit more laid back. The whole case was resolved in my favor based on the police report. I could see the difference in the approach and aggresiveness of the State Farm agent vis-a-vis Meloche Monnex.

If I could rate on a 100 point scale, I would rate State Farm 90, while I would meloche monnex 75 and ING 50.

This is my personal take on it.

Good Luck and God Bless !

-----------------------------------------------------------------
Speech by Thomas Friedman of The New York Times....

"When we were young kids growing up in America, we were told to eat our
vegetables at dinner and not leave them. Mothers said, 'think of the
starving children in India and finish the dinner.' And now I tell my
children: 'Finish your maths homework. Think of the children in India
who would make you starve, if you don't.'"

Thanks, shankaracharya.
Any other comments/opinions before I decide either way....
I need to decide by tonight.

-----------------------------------------------------------------
"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"

I am in a similar boat trying to make a decision of going away from State farm. I have a quote from CAA whereby i would be saving 250$ for the year by going to CAA for auto insurance

What do experienced CD's say about that?

Has anyone had experience with dealing with CAA?

I have not heard anyone mentioning CAA on this forum.

How about PC Financial?Anything on that?

Try,
PC Financial
TD Canada trust,
Belair Direct.
You may get cheaper rates. But takes 3 weeks to get a quote. Activation is immediate upon the receipt of the quote.
All the best.
TK
Sidenote : I am not sure if CAA is better. As my car dealer once said " All insurance companies are the same. No one comes to your help in times of need/ accident. just a general statement from him.
CAA quote is available online and for me it came more than the companies listed above. So i did not bother to use it.

-----------------------------------------------------------------
I am a Gents and not a Ladies.

Hi

Thanks for ur response.

What about CAA? Is that good too?