Any recommendation for the best credit card with no annual fee and maximum reward points?
Thanks
Scotia Momentum ... though it does have an Annual fee but gives 2% cash back on grocery / fuel recurring expenses and 1% on the rest ...
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Fido.
Why reward points? (A bird in hand is worth ..... blah blah...)
Go for dividend/cash back with no annual fees.
CIBC dividend, RBC dividend ... have a look that the bank's websites.
TD canada trust is best, they have ATM centre everywhere, banks spread all over canada. If you take the option of minimum balance $ 5000/-, they give all faciltities like debit,credit card,free locker,cheque book free, no charges for bank statement,online facilities. what more can one ask?
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The best way to find yourself is to lose yourself in the service of others.”
Mahatma Gandhi
Potential savings interest on 5K is $10 pm .... which amounts to $120/ per year .. TD Visa is free , Debit charges are $4/ pm w/o balance and locker charges $40/ year ... Do the math .
TD Visa was giving me approx $125/- cash back or 1% ... Scotia was offering 2% on most of my purchases ......... I switched despite an annual fee of $40/-.
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Fido.
Quote:
Originally posted by Aanchal
Any recommendation for the best credit card with no annual fee and maximum reward points?
Thanks
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happily holi day!
To this list, I'll add PC financial Mastercard with no fees and grocery points..
Amex Costco no fee card (executive) is worth mentioning, provides rebates for purchases from costco at the end of each year. Pays off for annual costco membership fees too.
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