Best credit card


Jump to Page:
< Previous  [ 1 ]  [ 2 ]    Next >




Aanchal   
Member since: Jun 09
Posts: 18
Location:

Post ID: #PID Posted on: 09-08-09 13:29:59

Any recommendation for the best credit card with no annual fee and maximum reward points?

Thanks



Fido   
Member since: Aug 06
Posts: 5286
Location: Canada

Post ID: #PID Posted on: 09-08-09 13:43:24

Scotia Momentum ... though it does have an Annual fee but gives 2% cash back on grocery / fuel recurring expenses and 1% on the rest ...


-----------------------------------------------------------------
Fido.


sville   
Member since: Dec 08
Posts: 242
Location:

Post ID: #PID Posted on: 09-08-09 14:37:30

Why reward points? (A bird in hand is worth ..... blah blah...)
Go for dividend/cash back with no annual fees.
CIBC dividend, RBC dividend ... have a look that the bank's websites.



gopalpai   
Member since: Jul 09
Posts: 917
Location:

Post ID: #PID Posted on: 09-08-09 16:02:04

TD canada trust is best, they have ATM centre everywhere, banks spread all over canada. If you take the option of minimum balance $ 5000/-, they give all faciltities like debit,credit card,free locker,cheque book free, no charges for bank statement,online facilities. what more can one ask?


-----------------------------------------------------------------
The best way to find yourself is to lose yourself in the service of others.”
Mahatma Gandhi


Fido   
Member since: Aug 06
Posts: 5286
Location: Canada

Post ID: #PID Posted on: 10-08-09 07:14:48

Potential savings interest on 5K is $10 pm .... which amounts to $120/ per year .. TD Visa is free , Debit charges are $4/ pm w/o balance and locker charges $40/ year ... Do the math .

TD Visa was giving me approx $125/- cash back or 1% ... Scotia was offering 2% on most of my purchases ......... I switched despite an annual fee of $40/-.


-----------------------------------------------------------------
Fido.


905Desi   
Member since: Feb 08
Posts: 279
Location: Greater Toronto Arena

Post ID: #PID Posted on: 10-08-09 09:03:42

Quote:
Originally posted by Aanchal

Any recommendation for the best credit card with no annual fee and maximum reward points?

Thanks



i like my cibc classic visa.
a good basic card with no fee.:cheers:


-----------------------------------------------------------------
happily holi day!


G13   
Member since: Jul 06
Posts: 602
Location: Amidst a glow in the sky.

Post ID: #PID Posted on: 10-08-09 09:54:05

To this list, I'll add PC financial Mastercard with no fees and grocery points..

Amex Costco no fee card (executive) is worth mentioning, provides rebates for purchases from costco at the end of each year. Pays off for annual costco membership fees too.


-----------------------------------------------------------------
No trees were killed by this post, but a large number of electrons were terribly inconvenienced.
__________________________________
George Malley: Hey, would you, uh, love me the rest of my life?
Lace Pennamin: No. I'm gonna love you for the rest of mine.
__________________________________
None of us knows God until someone introduces us - Life of Pi




Jump to Page: < Previous  [ 1 ]  [ 2 ]    Next >

Discussions similar to: Best credit card

Topic Forum Views Replies
Credit Card
Ask Immigration Expert 1508 1
Credit History and Credit line
Financial Planning 1932 2
Dollar Credit Card
Financial Planning 1854 2
Getting a credit card
Just Landed 2117 5
Credit Card Usage ( 1 2 3 )
Just Landed 5196 16
Loblaws - delay in processing a credit card payment
General 1859 4
SBI issue credit card?
Life 1747 1
Unsecured credit card ( 1 2 3 4 5 )
Life 5903 28
credit card
Financial Planning 2275 4
My Credit card got exchanged ( 1 2 )
Shopping 2656 7
Obtain Credit Card - Hilarious Task
Accounting and Taxation 1951 5
Incorrect credit card statements!
Financial Planning 1856 4
Anybody help me about how credit check while purchasing home......! ( 1 2 )
Real Estate & Mortgages 4341 12
Best Credit card ( 1 2 3 )
Financial Planning 6739 20
Govt. Medical coverage – Accident in India
Life 1468 4
Checking Credit History ( 1 2 )
General 3180 10
Credit Card Purchase Online
Shopping 1995 1
Renting a car but insurance covered by my credit card.
Visiting, Traveling and Picnicing 1253 2
Best credit card ( 1 2 )
General 2563 8
Which is good credit card for new immigrant
Life 1666 4
HW 2 PAY PR APPL FEE USING CREDIT CARD
Independent Category 1373 1
Does credit card really cover damage/loss when you rent a car
Visiting, Traveling and Picnicing 3561 4
Credit Card Information stolen
General 1602 2
Credit Card and Banking
Financial Planning 1793 3
US Dollar Credit Card ( 1 2 )
USA 3289 11
 


Share:
















Advertise Contact Us Privacy Policy and Terms of Usage FAQ
Canadian Desi
© 2001 Marg eSolutions


Site designed, developed and maintained by Marg eSolutions Inc.