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reachash
Member since: Dec 03

Posts: 397
Location: Mississauga
Post ID: #PID

Posted on: 05-09-04 01:35:41

Quote:
Orginally posted by Maverick

We are planning to Land on 16 Oct 2004..I have just started looking out an basement (1Bedroom Apartment)...Guys...Can you help me...finding one...

reachash :

Please guide me on How to Open a Bank Account and for Credit Cards..I shall send a pm..

Thx again

See you soon...

Maverick

Hi,

it was my pleasure. Reg bast apt, there are several classified on CD. If you want, on your behalf, I can contact them and email you the info. Even you can send them an email. Bsmt are good to start with. Reg bank acct and cr cards, we have had many discussions, run search in charcha. Feel free to send me a PM. I can take care of that part of your post landing setlement.

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Let's help each other to grow & prosper in Canada

deepcb
Member since: Mar 04

Posts: 142
Location: Dubai
Post ID: #PID

Posted on: 05-09-04 05:33:27

Congrats Desi babu............

You might feel that this is the Happiest day in your life.....but you are wrong..........

The day you land your " DREAM JOB" in Canada ie, a job that is in line with your qualification, age and experience.... will be the biggest day in your life....

Buzz me on that D Day .................

Deep

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U win some...lose some...everything is not justified in this world.

deepcb
Member since: Mar 04

Posts: 142
Location: Dubai
Post ID: #PID

Posted on: 05-09-04 05:37:50

Maverick,

Open an account in any of the International Banks in India...HSBC, CITIBANK etc and based on that reference you can open a bank account in any of their branch in Canada while you are in India.

This way, you can transfer some money and come to Canada relaxed...no tension of carrying cash or Travellers cheque.......

Once you reach Canada, request the bank for ATM Card.

Deep

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U win some...lose some...everything is not justified in this world.

Maverick
Member since: Feb 04

Posts: 76
Location: Moving soon to Toronto
Post ID: #PID

Posted on: 06-09-04 06:22:35

Thanks for the advice..

reachash : Will it better if I can get good credit history from Citibank India, for Credit Cards which I have been using since 1994...Will it help me in getting a non secured card..or I will only become eligible for secured one..

regards

Maverick

khatti imli
Member since: Aug 04

Posts: 35
Location: Middle East
Post ID: #PID

Posted on: 06-09-04 09:25:30

Hi
Can you tell me did CIC send you letter to submit pasport after medicals. I have send my medicals one month back and e client still says under processing. I have also sent PCC for myself/wife from Dubai and PCC from Indian embassy for myself is sent, but my wife i will be sending after 5 days . ( only dubai pcc was requested by CHC)

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B+ is not just a blood group!

reachash
Member since: Dec 03

Posts: 397
Location: Mississauga
Post ID: #PID

Posted on: 06-09-04 11:00:39

Quote:
Orginally posted by Maverick

Thanks for the advice..

reachash : Will it better if I can get good credit history from Citibank India, for Credit Cards which I have been using since 1994...Will it help me in getting a non secured card..or I will only become eligible for secured one..

regards

Maverick

Hi,

in my opinion, it will not help. However, I recently helped one of the new immigrants, who came from Pakistan, and started working within first 2 weeks, to get an unsecured CIBC VISA card. He applied for the card as soon as he recd his SIN, by then he had already found a job, although we did open a GIC (FD in INDIA), to get him a secured card, but his application was approved, so the GICs (flexible) can be redeemed anytime after 30 days of opening. That was the main reason why I advised him to open flexible GIC. So he is a very happy cust.

Reg advise from our respected fellow members, abt opening a bank acct with HSBC or CITI, I beg to disagree with them, on couple of counts.

1. These banks do not have the kind of branch network that others have.

2. I am not sure abt the second point, but this has been discussed by other fellow members in the earlier posts as well. My sincere suggestion is to check with CHC and find out if a statement of account is suffiecient proof of funds at the port of entry or not. I mean you do not want any prob when the immigration officer asks you to show proof of funds. ONCE AGAIN I AM NOT SURE ABT THIS.

3. One of the very imp points is the service charges these bank assess on your acct. Even the fees for transferring money from a bank acct in India/Dubai/anywhere else to a bank acct in Canada. If you really want to do it that way, my choice would be ICICI bank. Not HSBC, not CITI, none other, but ICICI Bank of India. After coming here, you can once again open an acct with any Canadian bank to enjoy the advantage of branch network. That way you may not have to carry money with you. (subject to clarification of second point)

4. Moreover, I know for sure that Thomas Cook India, will issue you commission free TCs. I do not know abt other banks, but if you open acct with CIBC, you can encash your TCs without any service chgs. Make sure that if you buy TCs, get it in CAD $ not US $, coz otherwise, you will have to pay the exchange conversion fees.

I hope this helps.

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Let's help each other to grow & prosper in Canada

Maverick
Member since: Feb 04

Posts: 76
Location: Moving soon to Toronto
Post ID: #PID

Posted on: 07-09-04 13:09:27

Thanks reachash,

Thanks for all the information. I will surely contact you after reaching there..

Maverick

Contributors: DesiBabu(4) Maverick(4) reachash(3) ssnreddy(3) deepcb(2) tiwana123(2) ashish30(1) khatti imli(1) kiran1(1)

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