I will be landing into Canada from US by road. When i land, will i have any problem taking my car which is financed in the US. I plan to continue paying off my loan from Canada. Is that possible?

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waiting

Not normally. You have to have a clear title to export the car from US to canada and also yoru US financing company may not allow you to export the car .

If you are just landing, try to go with a friend to the POE and land . In that case, they cannot force you to import your vehicle

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We will find a way or we will make one

It may be a good idea to see if the car is allowed in Canada.

It should have day time running lights on by default. Or if you are coming to the west canada you may want to check for the engine block heater.

I think transport canada website has more information on this.

Within canada I am sure that the finance companies have no problem

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If you are coming by car you will either have to (i) import your vehicle OR (ii) get a temporary permit. The temporary permit (usually) is for a specific duration (30-90 days as declared by you at Canadian Customs) and the vehicle needs to cross the border and be back in the US before the temp permit expires. You need to show the temp permit and have it cancelled on the Canadian side when you return. You also need to keep it in your vehicle and produce it if you are stopped by a police officer anytime during your stay in Canada.

If you are importing the vehicle (not going back Stateside), then you need to obtain a letter from the lienholder (the Bank who financed the vehicle) that they are aware you are importing the car into Canada and they do not have an issue with that. You will need this on both sides of the border: US and Canadian. On the US side you also need to fax them a letter 48 hours in advance that you are exporting a vehicle out of the US and enclose the title of the vehicle as well as notice from the lienholder (Bank). You also need a Recall Clearance Certificate from the Original manufacturer stating that the car was originally manufactured and met US laws and there is no recall currently affecting the vehicle. You can usually get this letter from your Car Manufacturer (not the dealer) in about 1-2 weeks.

Hope this helps.

Check out
http://www.riv.ca/

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ani

I did call the US customs and asked them if i will be able to export my car which is financed in the US by providing a letter from the Leinholder. They said i cannot do that, i need to have the title of the car. I can get the title only if i payoff my loan.

I'm totally confused. Is there a way out???

please help.

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waiting

It is possible to import a car that is financed in the US if you (1) convert the loan balance from USD to CAD and (2) get a letter from the the lien holder allowing you to export the car out of the US.
You can still get a copy of the title of the car, it will have the lien holder's information on it though.

I know of people who have exported a financed car this way.
I guess it also depends on the financer whether they allow this in the first place or nor.

Check with your financer.

HTH.

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"Mah deah, there is much more money to be made in the destruction of civilization than in building it up."

-- Rhett Butler in "Gone with the Wind"