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Sell Property with Aadhar Card being required

Smiley: Great link .. Thanks
Many: 20% plus some small cess.
Smiley: Do you know what the TDS rate is for an NRI ?
Many: It helps to have a real-estate agent to execute a sell-buy transaction. He takes care of all required formalities for a consideration of course(commission). Yes there is TDS for an NRI (Mumbai experience)
Smiley: Thanks for your Info I need to sell and not buy ...
Full House: Here is what I heard today. So, please verify the same as soon as you can. Reason is.: That the Real estate Transaction is an illquid asset with low yields and high cost of sales transaction. It is not so easy to find a buyer.

RRSP after returning to India

Full House: It is always a privilege to be of service to you. Hope it helps you a little bit. Now taking into account that the interest that you pay there for Principal borrowed, you will do better by just taking
goingbacksoon: I am a Canadian with OCI status. I will be leaving for good in a few years. I will be returning in my 40s so I assume the age related deductions you referred to won't apply. I expect I will need to withdraw my RRSP amount (could be close to 75K) within an year of arrival to buy a property.
Full House: I know that you are an NRI. Are you a Canadian Citizen with an OCI Card? Are you leaving Canada for Good or just moving out for Six/Seven months of the year like the SNOWBIRDS do. Knowing that you are
goingbacksoon: Thanks for your advice. I also looked at the avenue of finding an accountant, who deals with such things but an hour of google search didn't lead me anywhere. I think it confirms your statement that it

All we need to know about NRE / NRO Account

Full House: We all get hammered now and then..: Here is a Bolt from the Blue (Or is it from the Blacks?) "LONG TERM CAPITAL GAINS EXCEEDING RS 1 LAKH WILL BE TAXED AT 10% WITHOUT INDEXING " Read more
ChandraGupt: LINK in my case I have few Fixed Deposits(in rupees) & planning to sell my Mutual funds in India(in rupees) so can't convert ordinary account to NRE , only option is
MITRON: If you are sending money from Canada to India in CAD $ i.e foreign exchange coming in from abroad, NRE is better. On NRE there No tax, No TDS, No need to file a return to get TDS back with Indian IT,
ChandraGupt: I think NRO account is better for OCI card holders like me (as per my situations)..

AdharCARD - OCI- MutualFund in INDIA

ChandraGupt: those OCI card holders without AdharCard still have Mutual funds in india-its time to sell MF as 31st march2018 is last date to link adhar & save Capital gain tax LINK क्या
MITRON: Its just an automated email, which they keep sending, so ignore it.
ChandraGupt: CAMS- Mutual Funds service-keep sending such emails to all customers-I received 4th time I guess. - Dear Investor, As per Prevention of Money-Laundering (Maintenance of Records) Second Amendment
Full House: Quoting of Aadhaar is now mandatory for performing many important tasks. *"Are you aware that you can also receive a copy of your Aadhaar card in digital form?" You can use the digital Aadhaar


Latest Replies

PEO Technical Exams Solution

Full House: Hope this helps. A5 QUALITY PLANNING.: LINK 2016 Fall?? 2016..: LINK 2015..: LINK 2015..:
kia1359: Please let me know if anyone has some solutions from past exams for 18-Ind-A5 Quality Planning, Control and Assurance for industrial Engineering. Thanks.
Monica.admin: LOL Full House sir, I am sorry there been a misunderstanding. The post above was not meant for you, it was for another poster who offered coaching help. (Un)fortunately he/she deleted that post and now it seems that my post is referring to your post. I hope you are not offended in any way and offer my apologies if you did.

Continue French Immersion or switch to IBT and go to English

msmann: Thanks for responses. In Peel Board, both IB and IBT are offered so that is why I am looking for suggestions. TOEFT iBT is not applicable here. However, very good feedback about French immersion. Also, both IB and IBT are now offered at primary level and then at high school level. First entrance is at grade 6 for primary program and then second entrance at grade 9.
rajcanada: IB is international baccalaureate program. In public schools, this will be primarily in grade 11 and 12 and it is quite intense from what I hear as compared to usual school board curriculum. IBT looks like a specific program in Peel Board in some schools for Grades 6 to 8. I am not sure how do you connect IBT to IB.
Full House: I love to learn languages, and when I get a good grasp of it, flash away with a few high flung words and make me look educated and in many a circle, it made me look very proficient. That is my nature and I do not want to generalize the same. Now to the nitty gritty, This TOEFL iBT is nothing but an Internet based Exam to test the student.

How much will we get in retirement?

brown_bear: Very good advice. Thank you for your tips. Some Western countries like Australia do take note of your assets before giving old age pension and people who have a very expensive primary home will have reduced old age pension. With the number of refugees and asylum seekers Trudeau and his team are bringing into Canada, those days may not be far away for Canada too
MITRON: I know a couple, who contributed NOTHING to their RRSP. Both of them did average jobs, but whatever they made they put towards their mortgage & paying it off. They bought their house for $ 220,000 in GTA & today its worth close to $ 750,000 . The house is paid off & their Equity is $ 750,000. Both
MITRON: 1. Always pay of your DEBT which has high interest first like Credit cards, Car loans etc 2. Then Pay off your MORTGAGE so you are Mortgage free in Retirement 3. Then contribute to your RRSP. The more RRSP you have from your own hard earned money, the less you get in handouts from the government

Waiting for citizenship oath and India travel - pls advise

MITRON: OCI for kids till the age of 20 is NOT really worth it. As every time their Canadian Passport expires after 5 years, they have to reapply for the OCI, basically renew it and get a new OCI sticker. Big hassle. Might as well just go for a 5 year VISA or yearly VISA for kids. Age 20 - 50 , you don't
Many: Thank you Mitron for your very helpful opinion
MITRON: But you never know when they will change the rules for that E-Visa also. But anything to do with in person Visa or OCI or whatever at either the Indian embassy or BLS centre, they will kep on asking for your Surrender certificate/ Cancelled Indian PP.
Many: Since I do Not have any reason for emergency/urgent travel to India ( me and my wife - our parents have passed away and we do not own any property in India; we just have an NRO account); Is it worth the hassle to go through the process Surrender Certificate and obtain OCI card? specially now that e-Visa is available Online?

Super visa - Extend the stay

Full House: Currently, most visitors to Canada may visit for up to six months when they first enter Canada. Visitors who wish to stay longer must apply for an extension, and pay a new fee. With the parent and grandparent super visa, eligible parents and grandparents can visit family in Canada for up to two years without the need to renew their status. The Super Visa is a multi-entry visa that provides multiple entries for a period up to 10 years.
sol4u: Hello, My parents are staying with us for last 3 months, and it's time to extend their stay. As we took their insurance policy which is still valid until by end of the year. I would like to know the step by step procedure for Super visa extend stay and what are the documents are required? Thank you.

Newest Posts

Diamonds. E 1

Full House: I wish to compare all of the new comers into canada to a diamond in the rough. The reason being, they all have stood up and helped others in their own way and currently shine bright like a diamond. Now we enter into... The age of Prosperity. Why the Albatross .. Nothing symbolizes this pioneering spirit like that of the albatross. These birds travel very long distances around the world, undauntedly, all while maintaining a special connection to their place of birth. Their life is a journey worthy of noting and comparison. Being constantly on the move, albatrosses use their formidable wingspan to cross oceans and fly for hours without rest. When they do land, they do behave like sociable creatures that enjoy the company of others. Like all of the desi's here, Albatrosses also have to face the challenges of an itinerant lifestyle.

ExpressEntryNEW. EDIT 5*

Full House: Are you the lucky one !! Immigration, Refugees and Citizenship Canada (IRCC) has invited 2,000 candidates in the Express Entry pool to apply for Canadian permanent residence in a draw that took place the morning of Wednesday, November 8. The Comprehensive Ranking System (CRS) score of the lowest-ranked candidate issued an Invitation to Apply (ITA) was 458. This latest draw, the 77th to take place since Express Entry was first introduced in January, 2015 and the 27th so far this year, is the first draw to operate under a new procedure whereby in the event that multiple candidates have tied CRS scores, profiles are ranked according to the date and time of submission of the profiles, with profiles that have been in the pool longer being prioritized for invitation over newer profiles. This tie-break policy was first unveiled by IRCC as a possible future strategy last June.


Full House: If you can find the rebroadcast of this event, please find the same and enjoy the performance of this SAVANT.: LINK A previous Article posted here on the CD Website earlier on. LINK LINK Derek's Web site. : LINK Musical Genius. : LINK NJOY. FH. Software that can convert Keystrokes to Lead Sheets. (Sound to Score) Edit- 1 : LINK

Saudi & UAE introduce VAT

Vandematram: As usual on Modis advice both Saudi & UAE have introduced VAT which has literally made several stuff costlier. The gas has nearly doubled in price overnight. Various political outfits in Tamilnadu, Kerala, Karnataka will go on strike to protest against Hindutva Modi Government for the sudden price rise in Gulf. Parallely some others are also planning protest against Saffron-Hindutva-Ghau Rakshak -Prime Minister Modi for the price rise, unemployment in Iran also. Various Indian Media houses like NDTV, Aaj Tak, News7Tamil, Puthiya Thalaimurai to give live coverage and will discuss why Modi should be removed ASAP.

Solvathallam Unmai - US President Lyndon B Johnson was the reason Johnson

Vandematram: Please research why it is called Johnson. It is all due to LBJ former President of USA. Long Live Lyndon B Johsnson & Jumbo.

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