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India Discussions

Open Letter from Mayank Gandhi to AAP Volunteers

rajcanada: IAS officers in Delhi report to LG who is central government's representative which is unlike any state where IAS officers report to state government. If orders come from "above" to stall the work, what will the IAS officers do?
zindabad: Again Kejriwal is on Dharna ... SOONER KEJRIWAL GOES THE BETTER. All is now in the hands of Delhites. A person with nuisance value is highly accepted in Trade Union and Politics but when it comes to governance, such persons are required to be shown the door.
Garvo Gujarati: Dear AAP volunteers, Hi, our quest for alternate politics is over. Like in 1977, the leaders have once again betrayed the aspirations because of unbridled political ambition. Time to go back to whatever we were doing, feeling sad and violated.

Foreign Indicia - CRS & FATCA declaration . Should I say Yes or No ?

goldeneye: I have been asked the same as well. if we do not respond they will mark our accounts un documented it seems
MITRON: I guess NO should be the answer. Am I right ?
MITRON: So I have been asked for the CRS declaration by Indian bank for NRO/NRE accounts. There is a question regarding "Foreign Indicia" - Yes or No ?? The question preceding that is, Are you

Sell Property with Aadhar Card being required

Smiley: Great link .. Thanks
Many: 20% plus some small cess.
Smiley: Do you know what the TDS rate is for an NRI ?
Many: It helps to have a real-estate agent to execute a sell-buy transaction. He takes care of all required formalities for a consideration of course(commission). Yes there is TDS for an NRI (Mumbai experience)
Smiley: Thanks for your Info I need to sell and not buy ...
Full House: Here is what I heard today. So, please verify the same as soon as you can. Reason is.: That the Real estate Transaction is an illquid asset with low yields and high cost of sales transaction. It is not so easy to find a buyer.

RRSP after returning to India

Full House: It is always a privilege to be of service to you. Hope it helps you a little bit. Now taking into account that the interest that you pay there for Principal borrowed, you will do better by just taking
goingbacksoon: I am a Canadian with OCI status. I will be leaving for good in a few years. I will be returning in my 40s so I assume the age related deductions you referred to won't apply. I expect I will need to withdraw my RRSP amount (could be close to 75K) within an year of arrival to buy a property.
Full House: I know that you are an NRI. Are you a Canadian Citizen with an OCI Card? Are you leaving Canada for Good or just moving out for Six/Seven months of the year like the SNOWBIRDS do. Knowing that you are
goingbacksoon: Thanks for your advice. I also looked at the avenue of finding an accountant, who deals with such things but an hour of google search didn't lead me anywhere. I think it confirms your statement that it


Latest Replies

Intake 2018

AudreyMuecke: First of all, you need to collect documents for a visa, learn a language and be able to grammatically write an essay, here's LINK an example, this is very important for admission.
saipawan: Oh. r u in canada and r u indian studying there?
pendse: Stay in India. Don't come to this Winter wasteland, you will ruin your life - both your personal & professional. India is way more fun .
Blue_Peafowl: What it has to do with student visa... u only get student visa with maximum of 5 years gap in study.
saipawan: Hi Full House, thank you so much for the list of docs. I will decide by this week if i can do it for Jan 2018 intake or else i will go for May or Sept 2018 intake. )) I am not an english teacher. I think i can get decent score in all the bands. -Sai
Full House: I can see TWO items that you need to obtain a TRV. Also, the Universities will not admit you without your IELTS Score. Please see how well you are prepared with the other items. After you prepare well for entry, you will get your TRV and then a ticket from a travel agent to get out. They will also issue to you an Electronic Entry Visa. Original Passport Valid for 10 years+/- .

Shopping and kids activities across the border

samna1978: Go to Auburn Hills Michigan. Its 4 hour drive and a outlet mall.
captainbeam: thanks everyone for the suggestions. what about shopping? what are the major outlet shopping options across the border within 3 - 4 hrs. drive? have heard of Grove City, PA but never been there. i have been to all the shopping outlets near Buffalo and Niagara Falls, US so want to check out some new options. thanks in advance.
nishant3112: Hershey park / Chocolate world - Pennsylvania - good option for kids as well as adults...recommend to stay at Hershey lodge or somewhere outside...
MITRON: Shopping is not worth it any more in US, due low exchange rate of CAD dollar. Plus due to NAFTA war, which has started the low level low class racist CBSA border guards are very strict about HST, Customs duties, taxes etc. Even if you have a duty free limit, the racist CBSA morons love to harass non white Canadian shoppers, when they come back to the border.

Re: Taking leave on a temp job

nari: Don't post anything on social networking website like dancing on beach or have beer etc etc.
tamilkuravan: So what happened ? What have you decided? Also do update us in August so that it will be a nice piece of information for all immigrants who are afraid and working in temp jobs. Murali
MITRON: Or work till the last day and call in sick for 5 days. After 5 days show up for work, if they take you back, well and good, otherwise forget it.
samna1978: Yes thats what am thinking as to work till the last day and say personal leave. Thanks for ur input.
MITRON: Employers can't as for doctors notes anymore from this year . New changes to Ontario's Employment Standards Act came into effect at the start of the new year, which included banning employers from requiring a doctor's note for sick days. Employees must now have at least 10 personal emergency leave days per year, without needing to provide medical authorization for them.

Please post ads in classifieds section

AshwaniG: Are you providing any additional discounts for students? How much is it ?
reachmanaveed: No ads in charcha please.


tamilkuravan: Canadian Divorce is only bad when the male is in a good job and the woman is a gold digger. However if you are in a low wage job or a welfare receipient, the wife stands to loose as your child support and maintenance becomes NIL. Plus if you are a welfare receipient, you will get free legal aid. Compare
elmer fudd: Do not trust Canadian judges in enforcing contracts. They routinely nullify them. Prenups are not worth the toilet papers they are printed on.
Full House: Your idea is one more that I now will have to add to all of the other ones. You must have a good knowledge about the separation cases to go with it. As you call it `The Truth`It will be nice asking you about the other cases and the dollars and cents that go with the settlements to get a complete handle
Blue_Peafowl: Divorce - Painful , Only when you have kids... or else its just the process, We man mostly lose to women because of our Ego. We are foolish . TOUGH FOR LOGICAL SOLUTION: If you don't have kids then simple thing to do is... stop working, go on social assistance. work under table ( Only Cash)

Newest Posts

Discussion on article: Tips for getting Canadian Student Visa

Ishu3088: Article is located here: /article.php?SID=2&AID=17 HI , Good evening to all of you out there. i am all set to apply for a master course in one of the university in canada. i want to understand that if whether i can get a family visa( which includes my 23 months old daughter & my husband(for work visa)) to support me while i am studying.

Please post ad's in classifieds section

basement1: No ads in charcha

ExpressEntryNEW. EDIT 9 +1

Full House: Are you the lucky one !! Immigration, Refugees and Citizenship Canada (IRCC) has invited 2,000 candidates in the Express Entry pool to apply for Canadian permanent residence in a draw that took place the morning of Wednesday, November 8. The Comprehensive Ranking System (CRS) score of the lowest-ranked candidate issued an Invitation to Apply (ITA) was 458. This latest draw, the 77th to take place since Express Entry was first introduced in January, 2015 and the 27th so far this year, is the first draw to operate under a new procedure whereby in the event that multiple candidates have tied CRS scores, profiles are ranked according to the date and time of submission of the profiles, with profiles that have been in the pool longer being prioritized for invitation over newer profiles. This tie-break policy was first unveiled by IRCC as a possible future strategy last June.

Need help with break even analysis

victor6799: How does HST Payable play into BEA ? IS it considered a variable costs or does not play any role in the analysis ? I'm trying to conduct the calculations for a software development firm (mine) and need someone to help categorize the following expenses as fixed costs or variable costs. Wages Salaried Marketing Expense Rent Insurance Taxes Payable Utilities Loan Repayment Sales (HST) Tax Payable

Tougher penalties for Impaired Drivers,,,,

Full House: SO, do not Drink and drive. If you are a PR, please respect the laws of the country. LINK

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