A question about EI during parental leave


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JRF   
Member since: Jul 04
Posts: 1853
Location: GTA, Ontario

Post ID: #PID Posted on: 24-11-09 14:42:20

I have a question about EI during parental leave.

Assuming I have a health coverage for myself and the family, would my wife (who is employed full time) have any concern in getting the EI during her parental leave.


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The cowards never started,
The weak died on the way,
Only the strong arrived.
http://www.youtube.com/watch?v=_yK1i9cLAMM


nishant3112   
Member since: Apr 08
Posts: 190
Location: Niagara Falls

Post ID: #PID Posted on: 24-11-09 15:02:47

Quote:
Originally posted by JRF

I have a question about EI during parental leave.

Assuming I have a health coverage for myself and the family, would my wife (who is employed full time) have any concern in getting the EI during her parental leave.




Hello JRF

it depends on the company your wife works for...for my wife her company had asked pre authorized payments for every month if she wants to stay with her health benefits or simply stay on my benefits as I had her covered too...its only that you cannot cover 100% medical bills by claiming each other insurance companies but still works out well if your health coverage is good...



JRF   
Member since: Jul 04
Posts: 1853
Location: GTA, Ontario

Post ID: #PID Posted on: 24-11-09 15:56:50

My wife has already opted out of the health benefits from her company as we didn't want to pay from both the companies.

Are EI & health benefits related anyway, as EI is state sponsored.


Quote:
Originally posted by nishant3112

Quote:
Originally posted by JRF

I have a question about EI during parental leave.

Assuming I have a health coverage for myself and the family, would my wife (who is employed full time) have any concern in getting the EI during her parental leave.




Hello JRF

it depends on the company your wife works for...for my wife her company had asked pre authorized payments for every month if she wants to stay with her health benefits or simply stay on my benefits as I had her covered too...its only that you cannot cover 100% medical bills by claiming each other insurance companies but still works out well if your health coverage is good...


-----------------------------------------------------------------
The cowards never started,
The weak died on the way,
Only the strong arrived.
http://www.youtube.com/watch?v=_yK1i9cLAMM


nishant3112   
Member since: Apr 08
Posts: 190
Location: Niagara Falls

Post ID: #PID Posted on: 24-11-09 16:50:30

Quote:
Originally posted by JRF

My wife has already opted out of the health benefits from her company as we didn't want to pay from both the companies.

Are EI & health benefits related anyway, as EI is state sponsored.


Quote:
Originally posted by nishant3112

Quote:
Originally posted by JRF

I have a question about EI during parental leave.

Assuming I have a health coverage for myself and the family, would my wife (who is employed full time) have any concern in getting the EI during her parental leave.




Hello JRF

it depends on the company your wife works for...for my wife her company had asked pre authorized payments for every month if she wants to stay with her health benefits or simply stay on my benefits as I had her covered too...its only that you cannot cover 100% medical bills by claiming each other insurance companies but still works out well if your health coverage is good...




as far as my knowledge goes...she is still entitled to all the health benefits as before...



rajcanada   
Member since: Jul 03
Posts: 2713
Location: Kitchener, ON

Post ID: #PID Posted on: 24-11-09 17:11:52

Health insurance (benefits) is partly payed by you and partly by your employer and it is through a private insurance company and whoever are enrolled are covered. It has nothing to do with EI.


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JRF   
Member since: Jul 04
Posts: 1853
Location: GTA, Ontario

Post ID: #PID Posted on: 24-11-09 20:29:26

Thanks Raj.

Its my health insurance that would cover my wife and the new born. And it is the state that should cover the EI for my wife during her parental leave (while I would be continuing to work full time). Now it opens more question about the Short Term Disability.

Who covers the short term disability for a duration like 6-8 weeks. Is it the state or health insurance provider. My assumption is that upon the Doctor's note, the state covers the short term disability, not the insurance provider. Am I correct.

I will have a talk with my benefits administrator tomorrow. :) And Googling now.. :)

Quote:
Originally posted by rajcanada

Health insurance (benefits) is partly payed by you and partly by your employer and it is through a private insurance company and whoever are enrolled are covered. It has nothing to do with EI.


-----------------------------------------------------------------
The cowards never started,
The weak died on the way,
Only the strong arrived.
http://www.youtube.com/watch?v=_yK1i9cLAMM


rajcanada   
Member since: Jul 03
Posts: 2713
Location: Kitchener, ON

Post ID: #PID Posted on: 24-11-09 21:57:45

Quote:


I will have a talk with my benefits administrator tomorrow. :) And Googling now.. :)




That is a good idea. Your post has not been very clear.

Medical insurance pays for drug, dental, hospitalization, not disability (AFAIK). Disability insurance is a separate insurance.


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