Medical Insurance


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rowdy   
Member since: Nov 06
Posts: 19
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Post ID: #PID Posted on: 09-06-08 15:22:02

Is it better to buy medical insurance for the visitor coming on visitor visa from India or in Canada.
I believe these are hospitilization insurance only and does not cover general visits to the doctor.
My personal opinion that even though it is cheaper to buy in India, it becomes difficult to get reimbursement, as we have to submit all the bills in India, is this right?



viggy   
Member since: Aug 07
Posts: 569
Location:

Post ID: #PID Posted on: 09-06-08 16:52:30

Quote:
Originally posted by rowdy

Is it better to buy medical insurance for the visitor coming on visitor visa from India or in Canada.
I believe these are hospitilization insurance only and does not cover general visits to the doctor.


True.. your deductable is more than the doc fees...

Quote:

My personal opinion that even though it is cheaper to buy in India, it becomes difficult to get reimbursement, as we have to submit all the bills in India, is this right?


Spot on. There are a few successful reimbursement cases I am aware of; but how many of us can shell out the $ in advance and claim reimbursement, if there is a hospitalization and bills run to a few thousands?



ftfl   
Member since: Jul 06
Posts: 2335
Location:

Post ID: #PID Posted on: 09-06-08 19:34:58

I had posted this to another Desi for him to consider and use if found suitable. You may likewise use their insurance feature. Please call them and consult.

http://www.useblue.com/assurance-voyage/trouver-produit/liste-protections/visiteurs-canada1/visiteurs-canada-immigrants.en.html

http://www.useblue.com/corporatif/contact/contactez-nous.en.html

Hope this is what you were looking for.

Freddie.

Side Note: It is available to visitors also. I worked out a quote for an individual aged 49 for a period of 88 days and it came up with $432.25 for single person. Sum insured for is $100,000
http://www.useblue.com/en/assurance-voyage/soumission/etape2.html





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