Employment insurance for sickness - how much we get ?


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Amvk   
Member since: Aug 09
Posts: 52
Location: GTA

Post ID: #PID Posted on: 10-06-13 22:23:58

I have fracture bcoz of accident at home and i won't be able to work for some time , can i go on EI , i am working full time for last 3 years for same company and i should be eligible,

i wanna know how much money you get per month as ei, i am married no kids and my wife work part time

any idea ??

does going on ei spoil my credit history ??

thanks



tamilkuravan   
Member since: Jun 05
Posts: 5775
Location: God's own country

Post ID: #PID Posted on: 11-06-13 08:05:29

Sorry to hear about your fracture.
However you can still work with your fracture if you are able. For example, your left hand is fractured and you are in an office jobs where you answer only phones, you still can work. Also your employer is supposed to find you an alternative position which will enable you to work, if you are able.
In case, this is not the case, you can go on EI. You are eligible for 55% of your last drawn salary subject to a max of $ 423 (2011 rates) a week.
This will not affect your credit history.
I would suggest that if you go on EI, enroll in a food bank which will give you free groceries so that you are more comfortable during your EI.
Also most of the food banks have a habit of throwing their excess bread/ veggies on friday evening and as a desi, you can collect it and refridgerate it.
Hope this helps.
Murali


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Full House   
Member since: Oct 12
Posts: 2677
Location:

Post ID: #PID Posted on: 11-06-13 10:50:03


GET WELL SOON. Ask your Doctor to provide you with a letter stating your inability to do your regular work. (Some Doctors charge for the same ) Generally a fracture takes three to six weeks to heal and set, depending upon its complexity. Then additional time to rehabilitate. See the specialist who did the bone setting.

How much will I get? Currently.....

We cannot tell you exactly how much you will receive without having processed your application. However, we can tell you that the basic rate for calculating EI benefits is 55% of your average insurable weekly earnings. As of January 1, 2013, the maximum insurable earnings amount is $47,400. This means that you can receive a maximum amount of $501 per week.


http://www.servicecanada.gc.ca/eng/ei/types/regular.shtml


Please go through the website.


FH



Delhite   
Member since: Nov 04
Posts: 938
Location: Brampton

Post ID: #PID Posted on: 11-06-13 11:00:45

Quote:
Originally posted by tamilkuravan

Also most of the food banks have a habit of throwing their excess bread/ veggies on friday evening and as a desi, you can collect it and refridgerate it.
Hope this helps.
Murali




Why do you think that all other Desi have same habit as you have - looking into the garbage to find food? Most of the Desi are hardworking, prosperous and enjoy a good quality of life. . If you are a looser it doesn't mean that all others are too.


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A Delhite in Toronto


Timon   
Member since: Mar 04
Posts: 297
Location: Greater Toronto Area

Post ID: #PID Posted on: 11-06-13 13:01:37

I think OP should be eligible for short term disability benefits through his employer. Most of the company do provide this if you are working full time.

The experts can comment further into it.

T


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"The grass is not, in fact, always greener on the other side of the fence. Fences have nothing to do with it. The grass is greenest where it is watered. When crossing over fences, carry water with you and tend the grass wherever you may be"


tamilkuravan   
Member since: Jun 05
Posts: 5775
Location: God's own country

Post ID: #PID Posted on: 11-06-13 13:30:24

Excellent point. This is only possible only if you have an extended health insurance paid by yourself or your employer.
Pregnancy is considered as a short term disability. Check if your fracture falls within it. Based on the terms you may be eligible for 90% of your salary.
This will not affect your credit score in anyway !

Peace


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I am a Gents and not a Ladies.


AshwaniG   
Member since: Jul 04
Posts: 1484
Location: Convinient

Post ID: #PID Posted on: 11-06-13 14:59:01

Your benefit and day off are dependent on company's policy.
Where I work there is no cap on sick days . You are sick means you are sick .
If an individual takes more than 03 sick days in a row , he is expected to produce a Dr. note . I am not quite sure but if it is over 10 days than short term disability can be claimed . If you are in good relations with your Manager than you can come to work for a day on 10th day every 10 days and get fully paid .
What kind of work do you do ? Is it possible to work over VPN ?
You really have to explore all opportunities .
I know fracture is far not fun .

Good Luck


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