To my surprise, the tax portion of my mortgage is going down (How can property tax decrease?). This also lowers down my installment amount

I now have three options.

First is to pay the installment as shown on tax bill, and invest the difference between current payment and new payment.

Second is to retain the current installment amount, and pay the difference towards the principal.

Third is to retain the current installment amount, and pay the difference towards to some tax buffer which can be used in case tax increases next year.

Which option is better? Any ideas would be welcome

Meghal

Frankly I have been reading your writup for the past few months and am puzzed by it..

What do you really want to know?

I was waiting for other to respond but looks like no one wants to engage in this because they all seem to be as confused as I am.

Kindest Regards.

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S. kanji
I may not agree with your opinions, but I will fight to death for you be able to air your views.