Hello All,
Dilemma: I wish we had a thread titled Dilemma for those who want to return.
I am new in this forum. Just landed in Montreal in Jan 2015 as a temp foreign worker. Never really wanted to immigrate permanently, had to because of financial mistakes in India. Sought out a transfer to any other country, landed in Canada because my skills were deemed hard to get and the company were desperately looking for someone like me. I will pay off my debts in India in another year.
Now, many people (friends and family) are saying that I have a rare chance ,better to stay in Canada for as many years as possible, which I can certainly do.
The work in my office is interesting but I heard from colleagues that once a project is done and dusted they dismantle the team and if your services are not required then, you may be fired. Also, I need to get myself registered with OIQ, Learn French, etc , if I want to move up the ladder.
My wife wants to stay abroad, now she is in India and will join me in less than a year. Even though she is a Master's in Engg, she doesn't have any work experience and I do not see that she can get a job that easily in Montreal.
My heart has always been to work in India but the downside of not working in IT is that my pay in India wasn't great (INR 60K/month). I want to return to India in say 3 or 4 years time. Am I making the right decision ? I may get a pay of INR 1LAKH/month when I return back. I will save about 10lakhs INR per year average when I am in Canada.
I have been reading this forum for a few weeks now and I am sure I can get some valuable feedback which can help to decide if I want to stay for long in Montreal or not.
Take it slow, see for another year how it goes, if you see only benefit you have here is more money then you should certainly move back. when your wife comes here then her perspective will also change, she may want to go back or want to stay here forever. situation may change with time.
Just try making most of what you have now. Too much future planning ruins your present.
Like lemon said .... take it eazy .. and let it go for a while. It is too early to come to conclusions. Also you are talking only about money/savings now and nothing else. Anyway, if you stay here ... you will be unhappy. If you go back also after few years .... you will be unhappy. The only question will be where you will be less unhappy.
If you are thinking of going back, go back now !
Once you get used to the lifestyle over here its extremely difficult to adjust back in India. Right now its a cultural shock for you , but in 3-4 yrs time, you will get extremely used to the Canadian lifestyle..and then if you decide to move back to India its going to be a reverse cultural shock for you.
You won't be able to handle the corruption, bribes, black money,pollution, population, lack of infrastructure, red tape and bureacracy, VIP culture, Zero customer service, no rule or fear of the law, rude and arrogant people in shops, government offices, banks etc, inlation, ridiculous property prices, lack of hygiene, road rage, Dadagiri and Gundagiri, high handedness of the police, judges, gov babus/officials, politicians in INDIA ..once you get used to the life over here in Canada.
Right now you are used to ALL of the above in India and don't even give it a second thought ..its called CHALTA HAIN attitude in India..but after living abroad you will NO longer feel like tolerating any of the above or any other injustice when you go back to India..and when you will protest and trust me you will either you will be beaten up or taught a very good lesson and even be jailed or killed by the rich, powerful and goondas/hooligans in india.
Lot of NRI's who return back to India make that mistake..they suddenly feel that things have changed in India or they will change things and they try to take on the corrupt system..all the things which never bothered them before..they suddenly start to change or protest..BIG mistake..they are put in their place very soon by the goons and the system.
I cannot go back now, I have to wait for atleast 2 years or else I need to pay back every dollar of my relocation package which is quite a reasonable amount.
The only aim for me to be here in Canada is that I can save some money. In India, my expenses were almost equal to my income and any surprise/emergency used to leave me in the negative.
I am not looking for crores or millions, I want to be mortgage free or atleast a majority of the money paid off,when I return back. I can live comfortably if I am mortgage free.(That is what I think, here is where I need your comments)
I am not the kind of person who will try to take on the system, When in Rome do as the Romans do.
Quote:
Originally posted by montrealEEE
I cannot go back now, I have to wait for atleast 2 years or else I need to pay back every dollar of my relocation package which is quite a reasonable amount.
The only aim for me to be here in Canada is that I can save some money. In India, my expenses were almost equal to my income and any surprise/emergency used to leave me in the negative.
I am not looking for crores or millions, I want to be mortgage free or atleast a majority of the money paid off,when I return back. I can live comfortably if I am mortgage free.(That is what I think, here is where I need your comments)
I am not the kind of person who will try to take on the system, When in Rome do as the Romans do.
Trust me you will try to take on the system once you go back ..as wherever you go , when you meet rude & arrogant people in shops, gov offices, bureaucrats, cops etc ..you will get a split screen in front of your eyes ..where almost instantly you will compare that person/situation with a similar person/situation in Canada.
You won't accept rudeness from low level clerks & babus & peons & taxi/rickshaw drivers etc..after living here for 4-5 yrs..this will be automatic & involuntarily & you won't be able to prvent it.
Location: God's own country
Posted on: 25-05-15 08:08:40
Adam,
I disagree with you. I will tell you why.
Software is saturated in India. people are waiting for them to be sent on foreign assigments. There is craze to go abroad as the pay (allowance) is good.
To the OP :
Your pay in India is around 60 K per month. Trust me, you will hardly save Rs. 20 K per month there , thus RS. 2.4 lakhs per annum in India.
Your savings in Canada is Rs 10 lakhs per annum but you are unsure of your long term staying.
I would suggest that you stay here in Canada for as long as possible. Being newly married, you donot have much to spend. Bring your wife also on open work permit. She can also find some job. (I suspect that your Rs 10 lakhs per saving may reduce once you bring your wife - rent , food , travel, expenses etc.. but I am not sure if your employer is taking the tab for your rent.
Who knows, may be after your project is done in Montreal, you may be transferred to some other province or country and you may save much more. Worst case, they will send you back to their office in India and you will start with 60K per month. Your relocation expense need not be paid back in this case.
What I would do is, see how you can apply for PR here. Also you may wish to bring your wife and make her pregnant (if that is on the cards). Any one born in Canada is a Canadian citizen and your child can later enable you to settle in Canada. Also the child can move for higher education to Canada and it will be of no burden to you as children take loans for their studies. They pay it back after they get a job. Childcare in Montreal is also very cheap.
Live for the day. Think that you are going to be in montreal all your life. So learn french (free). Speak with the Gora's and Gori's. French is a great language to learn. This is the time for you to learn it.
All the best.
Murali
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