A very simple solution to your life:
Do what Tamilkuravan did: mobilize 500,000 dollars; spread it across Indian banks at 8.5% interest for 5-8 years. Move to India and learn to love the homeland (remember you were born there!). With at least 2 lacs a month in interest income, you both can look for fun things to do by way of work or career. And live happily ever after.
But what about our son and his education? Well, India is not Somalia; vast array of school choices. Indian education is good enough for ya to succeed. it would be good enough for your kid too. Your kid has an advantage: if you folks are from illiterate families, he has two educated parents! You could teach him, augment what he learns at formal school. You could teach him some skills, after all, it is those who focus on a set of skills and perfect them with dedication and commitment that really succeed!
I read this whole thread and very puzzled by the path you fellas are taking. I have no useful advice, however. I came to Canuckland due to work and became a citizen so never had to search for jobs, income etc. However, best of luck to you and your family!!
Thank you Adam & Vivek .
Now that we have got some facts, could you all please suggest the names of elementary schools for my son as it is just so confusing when I look at Fraser rankings. I feel its just getting too complicated to do online research on school, housing etc.
I'd really appreciate if any of you can recommend good elementary schools in around Etobicoke / York / Thornhill / Scarborough.
This will really narrow down our search and I can start doing some reading about the neighborhoods.
New Immigrant,
Donot go soley go by Fraser rankings.
I will tell you the practical problem. As you may Canada is a land of refugees as well as immigrants. Canada lets in a lot of refugees to do hard work of the country and as a commitment to UN for getting immigrants. Now many of these immigrants turn to drugs / drinks and donot work. Daily there will be a fight between husband and wife and many children get affected. These children spread violence in their neighbourhood. You would not want to live in these neighbourhoods.
In Canada, children of a particular area (boundary) are expected to go to one school. For the kind of rent that you are looking for ($ 1000 range), there will be a lot of low cost housing where these refugee's stay. So your son may be exposed to violence.
A rule of thumb is to stay at places where while people stay (and where low cost apartments are not there). Such places are pockets in Royal York, Old Dundas road etc.. Your catch 22 situation is that you will have to rent at a place where job prospects are there as well as good schools.
I was once in Webb Drive of Mississauga and my cousins were this able to attend a good school (I think fairview) where majority were software engineers and Rich middle eastern people. My brother paid $ 1600 for the condo then (2009-2011).
As per my experience, I would recommend Old Dundas Road, Islingtom Subway station, Kipling subway station. May be other will recommend other good areas.
If you go to areas such as Englington and Mavis, you will not get apartments but you will get house basements. These areas will have majority of Desi population whose parents are either software engineers, or labourers who have settled to Labour work. Adam can explain better.
One of my friend is living at Maglaughlin and Eglington (i hope) and it was an upcoming area (no aprtments here though). He said students were punjus mostly but much better than people from Carribien /.africa.
Murali
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I am a Gents and not a Ladies.
Quote:
Originally posted by New immigrant
Thank you Adam & Vivek .
Now that we have got some facts, could you all please suggest the names of elementary schools for my son as it is just so confusing when I look at Fraser rankings. I feel its just getting too complicated to do online research on school, housing etc.
I'd really appreciate if any of you can recommend good elementary schools in around Etobicoke / York / Thornhill / Scarborough.
This will really narrow down our search and I can start doing some reading about the neighborhoods.
Thanks for the insight dear members.
Also, we are looking at any good insurance providers until we get our OHIP. Any feedback on that and also is it better to get one from Dubai or after we are in Toronto?
I donot see the need for any insurance.
You are coming in summer and hence I see absolutely no need for it.
You can bring medicines for the most common of all ills (Headache, fever, antibiotics like Bactrim DS)
3 months will just fly away.
FYI, When I came to Toronto, I went to see the doctor after 3 years of landing and that too for fever. He told me to buy Tylenol at the store (which is a over the counter medicine).
Dental, Physiotheraphy is not free in Canada (at any time). So you might get your teeth cleaned and filled so that it will last for 1-2 years.
Also Medicines are not free here unless you have the extended health warrenty as mentioned below or you have trillium benefits (for low wage earners)
Dental, Physio will be covered by extended health warrenty which will be given by your professional empoyers or MNC companies like MacDonalds, Tims, KFC etc.. This will cover your dental, medicines, physio and chiropractor. You will pay 20% and the health insurance will pay 80 %. If you go to Sri lankan dentist they will not charge you the 20%.
Hopefully Adam will add some more practical points.
Murali
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I am a Gents and not a Ladies.
Thank you Murali. Agree with what you say. We will definitely carry basic medication but if not for my husband & I, would you recommend that we at least take a private insurance for 3 months for my son. As we would land by Aug end and then we have to wait at least till Sep 1st week to look for a house and from then on, we have Sep till Dec to get our OHIP. So, just keeping him in mind.
So, are there any insurance companies you recommend and approximately how much would it cost?
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