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  Canada Immigration Forum > About Canada > Financial Planning > ING Direct
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ING Direct




Hi,

Has anyone opened an internet account with ING Direct and if so how has been the experience so far?

Thanks and regards,

Srinivas

:)


 
Srinivas2005

Junior Desi
Member since: May 04
Posts: 9
Location: Toronto

Post ID: 17609 20-06-04 16:19:54
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wisernow
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Member since: Apr 04




Posts: 313
Location: 43 54' N, 78 6' W


Try PC Financial instead. It has all the benefits of ING Direct plus the added advantage of being able to use the CIBC ABMs for withdrawal of cash. ING Direct has very limited availability of ABMs.
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wisernow

 
Post ID: 17614 20-06-04 17:31:40
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Pramod Chopra
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Member since: Sep 03




Posts: 1284
Location: Pickering, ON


Quote:
Orginally posted by wisernow

Try PC Financial instead. It has all the benefits of ING Direct plus the added advantage of being able to use the CIBC ABMs for withdrawal of cash. ING Direct has very limited availability of ABMs.



In addition to this, you get free cheque book and free PC points which can be utilized for buying groceries. Moreover, with ING You would still have to open a chequing account elsewhere and link that account with ING.

Hence, PC financial is the best choice. You can find their account opening outlets in some of the Loblaws store.

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Pramod Chopra
Senior Mortgage Consultant
Mortgage Alliance Company of Canada



 
Post ID: 17616 20-06-04 17:43:33
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Srinivas2005
Junior Desi
Member since: May 04




Posts: 9
Location: Toronto

ING Direct
Hi Wisernow / Mr Chopra,

Thanks - was seeing through http://www.pcfinancial.ca" rel="nofollow">LINK - the interest rates offered by PCF are less than those offered by ING. For example, a 1 year GIC at PCF yields 1.8% whereas the same at ING yields 2.75%. Also the GIC at PCF is non-redeemable. I have also not seen on their site that the deposits are CDIC insured.

Would appreciate your comments.

Regards.


 
Post ID: 17623 20-06-04 20:23:23
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chandresh
Senior Desi
Member since: Mar 03




Posts: 2603
Location: Toronto


I would rather recommend Scotiabank's money master account - which is also an internet account but you can operate, if required, at the bank teller too. It gives you higher interest rate than PC financial and you can keep a checking account in the same bank - with a minimum balance of $2000 - and all transactions in the checking account are free.
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Chandresh

Advice is free lessons I charge for!!

 
Post ID: 17624 20-06-04 20:23:38
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Srinivas2005
Junior Desi
Member since: May 04




Posts: 9
Location: Toronto

ING Direct
Thanks Mr Chandresh - would appreciate your comments on the interest rate comparison between PCF and ING.


 
Post ID: 17626 20-06-04 20:26:55
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biomed
Senior Desi
Member since: Jul 03




Posts: 700
Location: Mississauga, Ontario


If you want to maintain a simple chequing account go with PC Financial .. no min. balance, no service charges, free cheque book, use of CIBC ATM machine without any fees and you get free PC points plus great service.

For Investment point of view ING Direct bank would be a better choice.

Thanks and regards.
Biomed

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"Change before you have to" : Jack Welch

 
Post ID: 17631 20-06-04 22:00:15
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Smiley
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Member since: Mar 03




Posts: 1185
Location: USA


I have been maintaining an ING account for more than 2 years now. Never a problem good interest and very safe and good customer support .


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We will find a way or we will make one

 
Post ID: 17668 21-06-04 11:59:41
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bighead
Senior Desi
Member since: Jun 04




Posts: 285
Location:


Quote:
Orginally posted by Smiley

I have been maintaining an ING account for more than 2 years now. Never a problem good interest and very safe and good customer support .




plus.. the thing i like best about ING is that you cant access the funds immideately... so it *really* *really* cuts down on impulse buying and the money you end up designated as savings actually become savings because its not as easy to get to...


 
Post ID: 17880 23-06-04 17:32:21
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Whistler
Desi
Member since: Mar 04




Posts: 56
Location: Trrrrrrronto

Get $13 for opening an A/c in ING Direct !
Ing a/c as a savings option is defintely better. Better interest rates of 2.25% now !

Also for opening a new a/c - till 15th August you are paid $13 !!!! But you have to be referred by me !
PM me to be referred.:D


 
Last edited by: Whistler on 24-06-04 15:23:14
Post ID: 17964 24-06-04 14:59:45
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Contributors:
bighead(1)  biomed(1)  chandresh(1)  dp_jain(1)  Pramod Chopra(1)  Smiley(1)  Srinivas2005(3)  
Whistler(1)  windsorguy282003(1)  wisernow(1)  
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