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  Canada Immigration Forum > About Canada > Financial Planning > Personal loans for temporary resident (work permit holders)
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Personal loans for temporary resident (work permit holders)




Hi,

I am currently living in Toronto on work permit (valid for another 2 years). I applied for a PR but waiting for a decision. I am in urgent need of money so is there any financial institution which can provide a personal loan for temporary residents in Canada?

Thanks,


 
gsujith_k

Junior Desi
Member since: Jun 12
Posts: 1
Location:

Post ID: 207962 08-11-13 23:48:13
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tamilkuravan
Senior Desi
Member since: Jun 05




Posts: 5730
Location: God's own country


Dude,
unless you mortgage Gold, no one will ever give you a loan as you are of WP.
Please try to get money from India (Parents, selling house etc..)

Peace by Murali

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I am a Gents and not a Ladies.

 
Post ID: 207966 09-11-13 08:22:34
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GlobalIndian
Senior Desi
Member since: Apr 07




Posts: 157
Location: NB


At one time in the past, they did offer credit cards to temporary workers, international students etc... but the banks learnt a lesson or two when many just piled debt toward the end of their stay and ran offfffffffffffffff. As a result, now-a-days, banks typically reject credit card requests by transients unless they leave in bank deposit more cash than their credit card limit! When I moved to Canada, I was soundly rejected by all major banks for credit cards. Eventually, I got one from BMO after buying a huge GIC for 5 years. I still have it (they aren't very happy right now since the rate is so low at this time!). These days, I keep getting offers from every crook in the country wishing to load me up with debt and hoping I won't pay off fast enough so they could levy high rates om monthly payments. Anyways.... Banks do have tons of money, if only you know how to take it! :P

 
Post ID: 207967 09-11-13 12:41:04
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Full House
Senior Desi
Member since: Oct 12




Posts: 2284
Location:

HOW GOOD IS YOUR PERSONAL SIGNATURE?!
Quote:
Originally posted by gsujith_k

Hi,

I am currently living in Toronto on work permit (valid for another 2 years). I applied for a PR but waiting for a decision. I am in urgent need of money so is there any financial institution which can provide a personal loan for temporary residents in Canada?

Thanks,


--------
FAST ACCESS.
http://www.fastaccess.ca/?kw=personal%20loan&gclid=CJDGloOR27oCFaY-MgodDXcA1A

CITIFINANCIAL :
http://www.citifinancial.ca/USCFA/CFA/portal/Home.do

ALL TRANS
http://www.alltrans.com/rates/index.php

G & F FINANCIAL GROUP.:
https://www.gffg.com/Personal/AboutUs/ContactUs/

Rates vary from 10% to 20% PERIODS 1 - 5 YEARS. THEY WILL NEED A LOT OF PAPERS. Most of the time a co-signee.
And they want to see you too.


FH.


 
Post ID: 207987 10-11-13 17:42:12
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Amadan123
Desi
Member since: Oct 13




Posts: 53
Location: Mississauga

High risk
I second what FH says.

Even if you are successful in obtaining a loan, the risk associated from the lender's perspective is high, and they will want to be compensated for taking such a high risk by charging an astronomically high interest rate.


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Madan Chartered Accountant team
http://www.madanca.com" rel="nofollow">LINK

 
Post ID: 208067 14-11-13 14:16:05
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georgesidlo8.fb
Junior Desi
Member since: May 16




Posts: 1
Location:

How i got my loan

It really is teeming with scams on the internet, really not normal. In one week I lost 500usd for payments. I had inquiries made xxxxxxcame just disappointed. I would recommend anyone to advertise on the site.I've only tried it a different website, and when I had finally found someone who was still honest (xxxxxxxx) Because he asked me in advance, but doubted he could give evidence and so I took the risk anyway and I was able to borrow from him. 30000usd,please don't email anybody said to be a loan lender in this website because they are all scams,they disappoint me and run away with my 500usd xxxxxxx is the only one i trust because he gave me the loan i needed,,please do not email anyone in this website because they are scams they pretend to be loan lenders they rip people of their hard earned money the USA Attorney General Of Police are searching for this guys in the internet right now so don't email this guys please they will rip you off like they did to


Edit: Advertising references removed.



 
Last edited by: Monica.admin on 17-05-16 22:20:45
Post ID: 231390 17-05-16 18:31:48
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Blue_Peafowl
Senior Desi
Member since: Dec 08




Posts: 1328
Location: Brampton, Ont, Canada


Quote:
Originally posted by gsujith_k

Hi,

I am currently living in Toronto on work permit (valid for another 2 years). I applied for a PR but waiting for a decision. I am in urgent need of money so is there any financial institution which can provide a personal loan for temporary residents in Canada?

Thanks,



If you are serious and need money it can be done threw institute.. as long as you some credit build up.. like phone, utility bill etc... it would be icing on cake if you have NY credit card list min $1000.

But very imp not a single late payment on ur file..


It can be done

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'Some goals are so worthy, it's glorious even to fail.' (Param Vir Chakra awardee Lt. Manoj Pandey)

 
Post ID: 231393 17-05-16 22:32:36
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