Posted on: 20-12-09 15:26:49
Hello,
I m in the market to buy house. I want to know is there any website or any source from where that we can know the neighbour hood price so we can compare the house price?
- Another question about HST.. I know that it is going to be in effect from July 10 so is it going to affect the price for less than 400k?
- What are the most important things you want to know before buying house?
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HST IS GOING TO AFFECT PRICE MORE THAN 400000$ FOR NEW HOME BUYERS,
IT'S NOT GOING TO AFFECT RE-SALE HOME BUYERS,
FOR START BUYING HOME BETTER WAY TO CONTACT REAL ESTATE AGENT,
THERE IS SOME AGENET IN MARKET THEY ALSO CAN GET YOU BEST MORTGAGE RATE LIKE 5 YEARS FIXED 3.45% & VARIBALE PRIME-0.50,
SO YOU WILL HOME WITH BETTER RATE,
PM ME IF YOU NEED MORE INFO,
THANKS,
I heard that Realor helps to find a good house but again, they do charge 3% or so commision so that increase the price of a house too.
Now I have one more question, if we get a mortgage and we decide to pay early so is do the banks still charge full interests or just small penalty?
Thank you for your reply
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http://www.youtube.com/watch?v=YMVuD_in67M
E mere vatan ke logo.............
If you want to do something for our country, just dont support corruption or be part of it
Quote:
Originally posted by 7wonders
I heard that Realor helps to find a good house but again, they do charge 3% or so commision so that increase the price of a house too.
Now I have one more question, if we get a mortgage and we decide to pay early so is do the banks still charge full interests or just small penalty?
Thank you for your reply
1. Buyers do not pay any commission (in most cases), the seller's agent shares the commission with the buyer's agent. Also IMO, when investing approx $300K (average price for SFH today), the agent commission is a wiser expense, if you are receiving expert advice and guidance.
2. Regarding mortgage repayment, all charges depend upon the conditions of the mortgage product you buy.
There is no harm in consulting 2-3 agents (real estate as well as mortgage) to get your doubts clarified. This will give you more insight about the buying process and also help select the correct agent based on your initial and/or subsequent discussions.
Good luck.
Hiren
Please call Muneer Ahmed 416-357-9864 and I promise you, you will be owner of the house you want in one month time. He is very good and very sincere and honest. will guide you in right way.
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The best way to find yourself is to lose yourself in the service of others.”
Mahatma Gandhi
I was shopping for mortgage:
I got this best rates
Prime minus 10 basis = 2.15% will try for 2.10
This importatnt:
Features:
Portable, Assumable, NO IRD ( this is very important), conversion to fixed at no penalty , conversion to fixed at lowest rate.
Thanks,
mk11
Quote:
Originally posted by mk11
I was shopping for mortgage:
I got this best rates
Prime minus 10 basis = 2.15% will try for 2.10
This importatnt:
Features:
Portable, Assumable, NO IRD ( this is very important), conversion to fixed at no penalty , conversion to fixed at lowest rate.
Thanks,
mk11
can you please tell me in detail what is IRD?
and what means by portable,assumable, conversion to fixed at no penalty please...
now, I have one realtor and i have not singed any contract so can i contact another realtor for more inputs or suggestion?
--Gopalpai, i am in kingston so i need realtor from kingston or someone who is working in kingston.
-----------------------------------------------------------------
http://www.youtube.com/watch?v=YMVuD_in67M
E mere vatan ke logo.............
If you want to do something for our country, just dont support corruption or be part of it
