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Orginally posted by new_comer

Hi all,

I have some good amount of extra cash for a few months. I am sure we have lots of financial experts on board, could anyone guide me on how to invest and get the best possible returns for a few months? other than regualr bank's interests..Thank you.

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For any good and safe investment to give you good returns, you might have to stay invested for over 2-3 years minimum. Even short term safe investments like putting your money in financing 2nd mortgages etc. also needs a minimum 1 year commitment. If you have only few months time frame, I would not advise you to invest your money in any quick rich scheme wherein you might even put your principle in jeopardy.

It remindes me of early ninetees in India when the banks were offering 7-8% returns and companies accepting deposits were offering as high as 12-16% interest. People made lot of money but also lost when most of the companies defaulted. This prompted all the nationalised banks to start an ad campaign which highlighted the risks involved with those high risk investments and it said ' Higher Returns May Never Return'. This could become a reality here as well for high risk investments for a shorter time frame and hence you should contact a financial planner, discuss your situation in detail and then only decide of putting your money in any high return short term investment.

Good Luck.