Comfortable cost of living
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Posted on: 22-11-06 22:04:05
What about supplemental health insurance? I am interested in knowing what company premiums are for supplemental health insurance. In my company insurance premiums are high about $115 for single and $160 for family per month. What are health premiums for other people/ companies? Can we have a poll on this?
Also what about vacation / travel / leisure / camps. Is not a budget of about $1000 to $1500 needed for this? Of course this does not include long trips to exotic destinations but trips within Canada.
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I have only 2 cents to contribute, not a cent more, not a cent less ;-)
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* If you are paying 1800 for Martgage - better off renting
So what happens when you retire???
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Live and Let Live
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So what happens when you retire???
If I still stick that 'cost of living' ... By Renting one could easily save approx 1200$.
Mortgage of 1800$ for an avg House is too much of Interest & not principle (Unless ofcourse you had some 'Leslie-Steeles' House in mind) !
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Mumbai Maazi Ladki ...
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Originally posted by Maharaj
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So what happens when you retire???
If I still stick that 'cost of living' ... By Renting one could easily save approx 1200$.
Mortgage of 1800$ for an avg House is too much of Interest & not principle (Unless ofcourse you had some 'Leslie-Steeles' House in mind) !
Well, mortgage of $2000+ (with a 10% down) is about average for a townhouse in Greater Vancouver (or for a small 1 BR condo in Vancouver). But that would be another topic!
Maharaj is the first desi i know who talks of renting instead of buying.
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Originally posted by Maharaj
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So what happens when you retire???
If I still stick that 'cost of living' ... By Renting one could easily save approx 1200$.
Mortgage of 1800$ for an avg House is too much of Interest & not principle (Unless ofcourse you had some 'Leslie-Steeles' House in mind) !
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You know you are a desi when ........ You spew forth the virtues of India, but don't want to live there...............You've never had a tanning salon membership
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Originally posted by Loser
Maharaj is the first desi i know who talks of renting instead of buying.
May be because I am not Renting "Anymore". I Rented for good 4 years.
I never wanted to pay more than 1200$ in Mortgage. We wanted to enjoy our Home without worrying about Mortgage. I didnot want to starve & compromise on our so called "Chhoti Chhoti Khushiya". Living Miserable Life was not acceptable to me.
Temptations were everywhere ... 10% - 5% - even 0% Down. But again all hard earned money was going down in Interest Drain.
Our Target was 25% Down. We didnot reach there, but we decided & bought at 20%. I feel Lucky (thanks to many & one on board) to have made it that far and to have achieved little under than target.
Thank God I didnot get in that 'Chakravyuha' !!!
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Mumbai Maazi Ladki ...
So you used up 50,000 $ in rent in four years without creating equity ?
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You know you are a desi when ........ You spew forth the virtues of India, but don't want to live there...............You've never had a tanning salon membership
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